Why stablecoins have become a must-have for large investors - Moody's analyst

Stablecoins are stable digital assets that are rapidly becoming an important part of institutional finance. They effectively connect traditional financial markets with blockchain technologies, providing fast and predictable settlements.

According to the Moody's report, the volume of transactions in this segment is already measured in the multi-trillion dollar range, which indicates that stablecoins are moving from a speculative instrument to a full-fledged means of payment.

Moody's report: Key findings on stablecoins

In its latest analysis, Moody's highlights stablecoins as a key element for improving the efficiency of financial transactions in institutions. The report notes that the total supply of stablecoins has increased by 33% for the yearexceeding $304 billion, thanks to their peg to fiat currencies such as the US dollar.

Analysts also emphasize that instruments such as USDT or USDC are already being used to hedge risks in the portfolios of large funds.

Advantages of stablecoins for institutional investors

For institutions, stablecoins are primarily about a tool for fast and cheap transactions. They allow for the instant movement of capital between markets without the delays and losses associated with traditional bank transfers.

In addition, stablecoins increase liquidity and allow you to quickly enter or exit positions. That is why hedge funds and management companies use them as a financial buffer in times of market volatility.

Key benefits for investors:

• fast and cheap payments;
• less dependence on banking infrastructure;
• easier adaptation to regulatory requirements, particularly in the EU.

Examples of integration into real financial processes

In practice, stablecoins are actively used for international payments, where traditional systems can take several days to work. For example, JPMorgan uses a blockchain solution for corporate clients that allows for almost instantaneous payments.

At the same time BlackRock uses USDC in the process of tokenizing financial products, simplifying the circulation of assets and access to them in different markets. This shows that stablecoins not only speed up transactions but also open up new opportunities for global investors.

Future trends and challenges

The stablecoin market could reach $2030 trillion by 3, according to experts, thanks to increased regulation and integration with CBDCs. Moody's foresees their role in decentralized finance (DeFi) expanding.

However, challenges such as regulatory barriers in the US or cybersecurity risks require institutions to adapt. Analysts advise monitoring agency reports to respond to changes in a timely manner.

How to adapt to changes

Stablecoins are gradually becoming the operational base of institutional finance, not just another class of digital assets. For investors, this is a signal to move from observation to practical integration - to analyze the infrastructure solutions, backup models, and ecosystems of leading players, including Binance and Circle.

Those who start working with stablecoins now will gain a strategic advantage in the financial system, where the speed of settlements and trust in digital money are becoming key success factors.

Source: Binance News